Added Check for Correct User-Level Settings Placement in Configuration

Added a check for the case when user-level setting is specified in a wrong place. User-level settings should be specified in users.xml inside <profile> section for specific user profile (or in <default> for default settings). The server won't start with exception message in log. This fixes #9051. If you want to skip the check, you can either move settings to the appropriate place or add <skip_check_for_incorrect_settings>1</skip_check_for_incorrect_settings> to config.xml. #11449 (alexey-milovidov).